Impacts of mortgage financing on housing affordability: A bibliometric-qualitative review

Peres Ofori, Albert Chan Ping Chuen, Rotimi Boluwatife Abidoye, Seidu Sakibu, Department of Building and Real Estate, The Hong Kong Polytechnic University, Hung Hom, Hong Kong SAR, School of Built Environment, University of New South Wales

Local Economy: The Journal of the Local Economy Policy Unit

Published online on July 08, 2026

Abstract

Local Economy, Ahead of Print.
This study synthesises research on mortgage financing (MF) and housing affordability (HA). Systematically reviewing 254 Scopus articles (2015–2025) via PRISMA, it combines Scientometric and qualitative analysis. Using a fishbone concept, it details ...